Holiday Let Mortgage UK provides mortgage expertise to anyone with plans to buy a Holiday Let property in the UK. We are fully authorised to act on your behalf to arrange a holiday cottage mortgage, making the whole process simpler and less draining for you. Whether you’ll be using the holiday property yourself or letting it out – or both – we can help you get a mortgage faster, and often for less than you might expect to pay.
Getting a mortgage for a holiday home or cottage or rental property can be much more complex than applying for a standard mortgage. Some banks don’t offer this type of mortgage at all, and others struggle to provide really competitive offers under current lending criteria.
However, HLM has an advantage. Our Holiday Let Mortgage Team have the entire UK mortgage market at their fingertips, and have developed close working relationships with a number of specialist lenders most holiday home buyers simply cannot access on their own.
Our team is made up of true experts in the Holiday Letting mortgage market. They know exactly how to structure a mortgage application to give you the best chance of being accepted, and exactly how to speed up the process.