Lumara Health

Lumara Health simplifies employee benefits by helping businesses meet Section 125 Cafeteria Plan requirements while cutting payroll taxes and enhancing employee satisfaction. Through a combined strategy of a Cafeteria Plan and a Self-Insured Medical Expense Reimbursement Plan (SIMERP), employers can offer tax-free healthcare reimbursements. This solution saves businesses hundreds per employee each year and is perfect for industries with high turnover. Lumara ensures seamless implementation, full IRS/DOL compliance, and zero administrative burden.